Due care is taken in calculations and showing the results, though accuracy is requested to get cross checked, as and if needed.
It’s our endeavor and humble efforts to make people aware on "POWER OF COMPOUNDING" and make aware of severe impact that may hammer quality of life due to inflation as well.
No scheme offers such fixed returns; goals can be achieved by taking risk though not guaranteed. Please understand risk and rewards related to any investment scheme/s.
Investment period for next 33 years considering RETIREMENT FUND. Different rate of return are provided to reach to a better conclusion and right decision to be taken.
Monthly Payment | -2,500 | -5,000 | -10,000 | -15,000 | -25,000 | -50,000 |
Tenure of Pay (months) | 396 | 396 | 396 | 396 | 396 | 396 |
Rate Of Return (Exp) / 12 | Maturity Value | Maturity Value | Maturity Value | Maturity Value | Maturity Value | Maturity Value |
Principal Out Go | -9,90,000 | -19,80,000 | -39,60,000 | -59,40,000 | -99,00,000 | -1,98,00,000 |
4.00% | 20,51,410 | 41,02,820 | 82,05,639 | 1,23,08,459 | 2,05,14,098 | 4,10,28,197 |
8.00% | 48,34,113 | 96,68,227 | 1,93,36,453 | 2,90,04,680 | 4,83,41,134 | 9,66,82,267 |
9.00% | 60,92,367 | 1,21,84,734 | 2,43,69,467 | 3,65,54,201 | 6,09,23,668 | 12,18,47,335 |
10.00% | 77,23,326 | 1,54,46,653 | 3,08,93,306 | 4,63,39,959 | 7,72,33,265 | 15,44,66,530 |
12.00% | 1,26,08,906 | 2,52,17,812 | 5,04,35,625 | 7,56,53,437 | 12,60,89,061 | 25,21,78,123 |
15.00% | 2,71,81,840 | 5,43,63,679 | 10,87,27,359 | 16,30,91,038 | 27,18,18,396 | 54,36,36,793 |
Investment period for next 15 years considering KIDS’ HIGHER STUDIES FUND. Different rate of return are provided to reach to a better conclusion and right decision to be taken.
Monthly Payment | -2,500 | -5,000 | -10,000 | -15,000 | -25,000 | -50,000 |
Tenure of Pay (months) | 180 | 180 | 180 | 180 | 180 | 180 |
Rate Of Return (Exp) / 12 | Maturity Value | Maturity Value | Maturity Value | Maturity Value | Maturity Value | Maturity Value |
Principal Out Go | -4,50,000 | -9,00,000 | -18,00,000 | -27,00,000 | -45,00,000 | -90,00,000 |
4.00% | 6,15,226 | 12,30,452 | 24,60,905 | 36,91,357 | 61,52,262 | 1,23,04,524 |
8.00% | 8,65,096 | 17,30,191 | 34,60,382 | 51,90,573 | 86,50,956 | 1,73,01,911 |
10.00% | 10,36,176 | 20,72,352 | 41,44,703 | 62,17,055 | 1,03,61,759 | 2,07,23,517 |
12.00% | 12,48,950 | 24,97,901 | 49,95,802 | 74,93,703 | 1,24,89,505 | 2,49,79,010 |
15.00% | 16,71,267 | 33,42,534 | 66,85,068 | 1,00,27,601 | 1,67,12,669 | 3,34,25,338 |
Investment period for next 20 years considering KIDS’ MARRIAGE FUND. Different rate of return are provided to reach to a better conclusion and right decision to be taken.
Monthly Payment | -2,500 | -5,000 | -10,000 | -15,000 | -25,000 | -50,000 |
Tenure of Pay (months) | 240 | 240 | 240 | 240 | 240 | 240 |
Rate Of Return (Exp) / 12 | Maturity Value | Maturity Value | Maturity Value | Maturity Value | Maturity Value | Maturity Value |
Principal Out Go | -6,00,000 | -12,00,000 | -24,00,000 | -36,00,000 | -60,00,000 | -1,20,00,000 |
4.00% | 9,16,937 | 18,33,873 | 36,67,746 | 55,01,619 | 91,69,366 | 1,83,38,731 |
8.00% | 14,72,551 | 29,45,102 | 58,90,204 | 88,35,306 | 1,47,25,510 | 2,94,51,021 |
10.00% | 18,98,422 | 37,96,844 | 75,93,688 | 1,13,90,533 | 1,89,84,221 | 3,79,68,442 |
12.00% | 24,73,138 | 49,46,277 | 98,92,554 | 1,48,38,830 | 2,47,31,384 | 4,94,62,768 |
15.00% | 37,43,099 | 74,86,197 | 1,49,72,395 | 2,24,58,592 | 3,74,30,987 | 7,48,61,974 |
Calculations in a different way, set your target amount & in given period, anticipating certain rate of return:
Target Amount | 25 Lacs | 50 Lacs | 1 Crore | 2 Crore |
Target Amount | -25,00,000 | -50,00,000 | -1,00,00,000 | -2,00,00,000 |
Tenure of Pay (months) | 180 | 180 | 180 | 180 |
Rate Of Return | Monthly SIP | Monthly SIP | Monthly SIP | Monthly SIP |
8% | 7,225 | 14,449 | 28,899 | 57,797 |
10% | 6,032 | 12,064 | 24,127 | 48,254 |
12% | 5,004 | 10,008 | 20,017 | 40,034 |
15% | 3,740 | 7,479 | 14,959 | 29,917 |
Affordable Automobile | ||
Monthly Payment you can Afford | 8,000 | |
Loan Term (Years) | 3.00 | |
Annual Percentage Rate | 15.00% | |
Down Payment | 1,00,000 | |
The price of the car you can afford is: | 3,30,778 | |
Affordable Home | ||
Monthly Payment you can Afford | 20,000 | |
Loan Term (Years) | 25.00 | |
Annual Percentage Rate | 12.00% | |
Down Payment | 2,50,000 | |
The price of the home you can afford is: | 21,48,931 | |
WANT TO RETIRE RICH ? START EARLY | ||||||
Detail | CASE 1 | CASE 2 | CASE 3 | CASE 4 | CASE 5 | |
TARGET AMOUNT | 1,00,00,000 | 1,00,00,000 | 1,00,00,000 | 1,00,00,000 | 1,00,00,000 | |
TENURE (YEARS) | 30 | 25 | 20 | 15 | 10 | |
RETURN (%) | 12% | 12% | 12% | 12% | 12% | |
MONTHLY INVESTMENT | 2,833 | 5,270 | 10,009 | 19,819 | 43,041 | |
ANNUAL INVESTMENT | 36,997 | 66,964 | 1,23,918 | 2,39,502 | 5,08,787 | |
ONE TIME INVESTMENT | 3,33,779 | 5,88,233 | 10,36,668 | 18,26,963 | 32,19,732 |